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We all need to find a way to manage our money, create a budget and track our spending and saving. We need to control our money instead of letting it control us. Even though we all need to do this, many of us simply don’t.

There may be many reasons why, maybe tracking it’s just too time-consuming, maybe it bores you, or you just don’t want to spend time on your computer maintaining a spreadsheet after doing this all day at the office.

What if I told you that managing your money doesn’t have to be all these things. What if it could be a fun way to express yourself, and being creative and colorful while relieving stress instead of creating stress? Would you take the time to do it?

Bullet Journals 

Good news, there is a fun and creative way to manage your money by using bullet journal spreads. Bullet journaling (aka BoJu) has taken over Pinterest and Instagram and for good reason. 

It’s fun, creative and a great stress reliever. So many people are jumping on the BoJu bandwagon these days, it’s a great way to unplug and disconnect for a while in our tech-filled lives. In fact, the bullet journaling rage has driven up stationary sales by almost 20 percent in the last year, according to data from The NPD Group, a global information company.

Amazing Bullet Journal Ideas to Manage Money

Popular Bullet Journal Ideas to Manage Money

• Savings Goals
• Bill Tracker
• Budget Tracker
• Credit Card Payment Tracker
• Savings Log
• Expense Planner 
• Monthly Budget Plan
• No Spend Challenge 
• 6 Month Budget Plan
• Money Thoughts
• Spending Log
• 52 Week Savings Challenge
• Savings Jar
• Monthly Money Log
• No Spend Challenge

Savings Goals

We all need to save money for a rainy day or large purchases. This savings goals bullet journal idea is perfect to track your progress and reach your savings goals.

@ BoHoBerry

Bill Tracker

We can’t get out of paying bills, so why not make it fun to maintain our monthly payments with this bill tracker bullet journal page?

@ BulletJornalCollection

Budget Tracker

Budgeting is a must for managing our finances. This budget tracking page will help ease the pain of tracking your budget every month.

@ amandarachdoodles

Credit Card Payment Tracker

Getting out of credit card debt is crucial in our journey to financial freedom. Use this credit card payment tracker to motivate you to keep on going until these debts are gone.

@ ThePetitePlanner

Savings Log

This savings log is another fun way to track your savings to reach your goals.

@ InfinatePlanner

Expense Planner

Expenses are just a part of life, we all have them and need to pay them every month. This expense planner will keep you on top of every expense month after month.

@ planyourplanner

Budget Plan

This bullet journal page is another alternative to budgeting and managing your money, jot down savings ideas and add inspirational quotes to stay motivated.

@ PlusBizzare

No Spend Challenge

Have you ever tried a no spend challenge? They are a great way to save loads of money, yet it can be hard to stay motivated. This no spend challenge bullet journal spread will sure help to complete the challenge while saving loads of money.

@hwangmyeons

 

6 Month Budget Plan

Our finances can differ quite a bit depending on the time of year. Being from Maine, late fall through early spring is way more expensive than the rest of the year. This 6-month budget plan is perfect for these types of scenarios. 

@ ThePetitePlanner

Money Thoughts

I’m always brainstorming on ways to reduce expenses and save money. This money thoughts bullet journal idea is a great way to jot down your thoughts so you can come back to them when you have time to implement them.

Spending Log

This spending log bullet journal page is a great way to challenge yourself to spend less on things that you don’t really need. It’s a great visual to see where your money is going as well as finding ways to reduce spending.

@ LifesCarousoel

52 Week Savings Challenge

We all need to put money aside every week. Some months we may have more or less that we can contribute to our savings, which is why this 52-week savings challenge is perfect. There is a different amount for every week which makes it super flexible.

Savings Jar

This savings jar bullet journal idea is a fun way to track your savings when you don’t use cash. Every time I add money to my savings account I also fill my jar. Watching your jar of money fill up is a good motivator to keep at it.

Monthly Money Log

Fill this monthly money log with anything you want to help stay on top of your finances. Jot down books that you want to read, goals you are working towards or due dates for bills coming up.

No Spend Challenge

Here is another fun no spend challenge bullet journal idea. Fill in a square for each day that you don’t spend any money. Use the space on the bottom to jot down ideas, and other notes during your no spend month.