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Today I wanted to share with you my list of best resources to help you save money and manage your finances better every day.
I have tried plenty of websites and apps to help me put extra money in my pocket. Anytime I come across a free site or tool that might help me make saving money easier and put extra money in my pockets or just to help me manage my money better, I will give it a try. I mean I have nothing to lose so why not?
Some of these have been flops and are not worth the time; while I have found others are so easy to use and have helped me save hundreds of dollars each year. So I wanted to share my top money-saving resources with you to help you do the same.
Best Resources To Help You Save Money
Ebates is an awesome site that pays you a percentage of cashback for making online purchases with thousands of participating online merchants. They are partnered with so many online merchants that no matter where you shop, you will most likely get rewarded.
To make it even easier, I installed the Ebates Google Chrome extension so I do not even have to shop through their portal. This extension alerts me every time I am on one of their partner’s sites and all I need to do is click the “Activate” button and I’m good to go. This is a super simple way to put money back into your pockets. Sign up now to get your $10 sign up bonus.
Ibotta is a great app that helps you to save money by couponing without having to clip any coupons. You simply select the offers for products that you would have bought anyway, purchase those items and take a picture of your receipt to show that you did buy the item. It’s so easy to save money.
You can also invite your friends to join, they will become your teammates. You can earn even more cashback by working with your team to earn rewards. Plus, you will get a $5 bonus for each friend you refer. Sign up for an Ibotta account now to get a $5 signup bonus and don’t forget to invite your friends too!!
Personal Capital is a great website that you can use to manage all your accounts in the same place for free. You basically link all your accounts into the Personal Capital secure website such as checking and savings accounts, personal loans and mortgages and credit card accounts, investments etc. This allows you to see your total financial picture all in one place which makes managing your finances really easy. They do offer paid services as well but you are not required to use them if you choose not to.
Acorns is an app/website that electrically saves and invests your spare change for you. Acorns is a great app for those who do not use cash very often. The premise is that for every one of your purchases that you make using your debit/credit cards the dollar amount is rounded to the next dollar. They also invest your savings in funds that you choose based on your risk tolerance. Sign up to get a $5 bonus added to your account. Check out my Acorns review here.
Accredited Debt Relief
Accredited Debt Relief is a banking service that could help you if you owe more than $10,000 in debt. They basically consolidate your debt into a personal loan that has a lower interest rate than what you are paying on your credit cards. They offer free consultations and have a savings “Savings Estimate” calculator that will show you how much you will be saving on interest. Accredited Debt Relief has also got an A+ Rating with the Better Business Bureau so you can have confidence that you are in good hands.
Make free money with a CIT Bank money market account. If you are going to save money, why not earn interest off of it. CIT Bank has a high yielding savings account that earns way more in interest than your traditional savings account. They are FDIC insured and offer a variety of short and long-term CDs to earn even more from your savings.
Credit Sesame is a great site where you not only are able to see your credit score for free but they also grade you on the 5 categories that create your credit score, so you know which areas are in need of improvement and which are in good shape. Checking your score through Credit Sesame does not harm your score in any way, it is not considered a “hard inquiry” so you have nothing to lose and a lot to gain!!
Automate the way you save money with Trim. Trim is an app that analyzes your spending and finds ways for you to save money. It also negotiates your bills down when they see that you could be saving more money on subscriptions and services. It’s your personal financial assistant.
ThredUp is a great site that can help you save a ton of money on clothing every year. They are an online clothing consignment shop that only sells gently worn clothing and only accept specific brands so you will not be buying cheap knock-off brands. This site is also a great place to shop if you have small children, they grow out of the clothing so fast that you are really throwing money away by buying brand new. You can also sell clothing to ThredUp to bring in a bit of extra cash!!
Check out 51
Check out 51 is another app I use all the time. Simply sign up for an account and when you purchase one or more participating products just snap a picture of your receipt and money will be deposited into your account once your receipt is verified. The great part about Checkout 51 is that you can purchase the items at any store and you are entered into a $500 monthly giveaway every time you submit a receipt of $60.00 or more.
SavingStar is one of my favorite apps. Simply sign up for an account, enter your store loyalty cards and choose the offers you want. When you purchase the item with your loyalty card, the money is automatically added to your account within a day or two.
You can also upload your receipt if the store you purchased the item at doesn’t have a loyalty program. SavingStar also has a cashback shopping portal, simply shop online through the portal and you will get a percentage of your purchase put back into your SavingStar account.
So there you have it, the best resources to help you save money. Try out a few of these or all of them and I am sure that they will put more money in your pockets too!!
Please leave a comment to let me know which of these are your favorite money-saving resources and what you like most about it.