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How to Cut Your Grocery Budget in Half ~ A step by step guide. Saving money on groceries is one of the easiest ways to but back on monthly expenses. Learn how to save serious money on groceries every month. grocery budget | meal planning | save money | money | budget | save money on groceries #savemoney #money #mealplan #grocerysaving

How to Cut Your Grocery Budget In Half

If you are on looking to save money and balance your budget, then one of the easiest ways to cut back is on your monthly grocery budget. Meal planning is seriously the easiest way to save money. And, when done right, you can cut your grocery budget in half (or more).

Grocery costs is the most flexible expense on most people’s budget, which is why it can be so easy to save money by just planning ahead.

I have to admit that meal planning was one of my biggest struggles. Not that I did not know how to save money on groceries, which I think was one of my best assets to reducing our monthly grocery budget.

The thing was that I did not really know how to put it all together into a plan that would save me a bunch of time as well as money.

I had a ton of food that I purchased and save a lot of money doing so. But what I also had was a fridge, freezer, pantry and chest freezer full of food that I had no plan on when or how to use it.

As you can imagine, I also wasted a lot of money on food after having certain items in my fridge for a week or freezer burned food in my freezer.

Not to mention, having a pantry too full to find anything didn’t help one bit either.  I would just end up buying those items over and over again because I had no idea that I already had them on hand.

Why I decided to make a change

Now let me tell you something about myself. I hated preparing meals daily, I truly do! It is my least favorite chore, yet I have to do it day in and day out. I mean my family has to eat, right?

It’s not because I hate cooking or making delicious meals. The thing that bugged me the most is that it seemed to take so much time out of my day. Prepping meals, cooking and cleaning all the dishes I used to prep and cook. Then after everything was all said and done, I’d have to start cleaning all over again.

Luckily, I finally decided to learn everything I could about meal planning that has totally changed my view about cooking, prepping and planning.

My Daily Meal Prep

I finally learned the RIGHT way to meal plan and it has literally cut our grocery budget in half. I also have to add here that I live in a rural town. There are only two grocery stores within a 40 plus mile radius of my home and they are privately owned.

This means no Walmart supercenters, no Costco’s, no Sam’s Club, Trader Joe’s or BJ’s. The only national chain store in my area is a drug store, which I do utilize for certain items.

So, if you think that not having access to these types of stores makes saving money on groceries impossible, then I am here to show you that it is possible.

Now, if saving money, spending less time preparing meals and cleaning up sounds good to you, then read on to find out how I made it work for me and how you can too.

Take Inventory

The first thing that I needed to do is take inventory of everything I currently had on hand. I took stock of my overloaded pantry, freezers and fridge. From there I made a plan on how I would use what I already had on hand.

There were plenty of meals that I could think of to use most of these Items. But I didn’t want my family saying, “this again” all the time. So, I searched online for some recipes that would utilize the items I had on hand to help me expand my meal planning.

I made the items in my fridge a priority to make sure that I did not throw out any food that might go bad.

While doing this, I saved myself from doing a full-blown grocery run for over a month.  I just needed to go and pick up a short list of items each week which was a big boost of encouragement to keep at it.

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Getting organized

After about a month, I was finally able to actually see what we had on hand. This is when I started organizing my pantry, fridge and freezer so I could easily take inventory of what I had available.

I started by emptying out one space at a time and placing everything on a kitchen table (I started with my pantry). Then checking everything out. Were there any items that were expired? I set these aside to get rid of.

Are there items that I purchased that I thought my family would like but ended up hating? Are there items that I had way too much of to use before they expired or would take up way too much room for too long? These items were set aside to donate to our local homeless shelter pantry.

Next, I put bulky items such as flour and sugar bags into airtight containers that not only preserved them better but also saved me a lot of space and was easier to find.

I then grouped all like items together. All boxes of pastas together, small seasoning packets together (I used a small tray I purchased from the Dollar Tree to keep them organized).

I also purchase three can rack dispenser (similar to this one) to organize all my canned fruits, vegetables and soups. This really helps to keep my pantry organized, save space and to help me see what I have and need.

Can Rack Dispenser  

I put taller items in the back of the pantry and smaller and shorter items in front to make everything easy to see at a glance.

Lastly, I installed some small trays (again from the Dollar Tree) to the inside of my cabinet doors and on the top of the inside walls (where the space is usually lost) to put spices and other smaller items.

I also used this technique for my fridge and freezers. I’m sure you get the picture on how to do this. All you need to do is organize them (and keep them organized) in a way that will make everything easy to see and access.

You might also be interested in a related article Organize Your Pantry to Save Money

Shopping Lists

After I finally decluttered my food storage areas, the next step was planning for purchases. I used to just keep buying some items over and over again because they were items we used often. Yet not realizing we still had plenty on hand, and because of all the clutter, I had no idea if we needed them or not.

I created a weekly meal planning/shopping list worksheet to help me out. (You can download my worksheet at the end of this post.) This worksheet has a section to record meals for the week ahead, as well as a section for my shopping list and a place to record items that are on sale.

Sale items

Sale Items are the core of my plan now that I have my act together. I will never pay full price for any food staple we use regularly again. This includes meat, which is the biggest expense to most people’s grocery budget.

I plan my meals around what is on sale. I think that when many people hear this, they get turned off and may come to conclusion that they will be eating a certain item all week long just because it is on sale.  That is not how I go about it, just because chicken is on sale this week, doesn’t mean we will be eating chicken everyday next week.

Grocery stores run sales on items in cycles. The most common are every four or six weeks depending on the store. Once you put this plan into place you will soon learn your preferred stores sale cycles, or you can just ask your stores manager.

Calculate how much you need

Now that you know your grocery stores sale cycles, you can better plan so you no longer have to pay full price for groceries. Let’s say that the sale cycle at your preferred grocery store is every six weeks.  You check out the sales flyer and see that they are having a great sale on chicken, cold cuts, canned vegetables and pasta.

You would then calculate how much of each of these items that you normally use in six weeks so you know how much you should buy to last you until those items go on sale again. And because these are staples you use regularly, they will not go to waste.

It may take up to six weeks to get caught up on maximizing your saving on sales items. But once you do, you will never be paying full price again for groceries you use

Saving Time

This is where my meal planning takes a twist into not only saving money but also a ton of time. I am big on the idea that “Time is Money”. The less time I spend on doing everyday tasks, the more time I have to do other things.

Freezer cooking

After I had taken all the necessary steps to save as much money as I could. My next goal was to save as much time as I could without giving up the quality of our meals. Freezer cooking just jumped right out at me as a great way to save time.

Learning about the concept of freezer cooking sounded like the perfect solution. I could seriously save so much time each week by spending a few hours a week doing what I had been doing every single day of the week? Count me in!!

Freezer cooking is basically, prepping as much meals that are freezer friendly ahead of time. Then you just take them out of the freezer to thaw and into the oven or crockpot for quick and nutritious meals.

I spend about three hours every other weekend prepping my freezer meals.  I normally prepare 3 dishes and make about six of each meal at a time. That is 18 meals ready for the coming months. Then a few weekends later I make different dishes in the same quantities.

I find it easier to freezer cook this way because I am basically batching my work together to save time. So, if I am in chopping vegetables mode, I do it for all 18 meals at once then move on to another task. This saves me a ton of time on clean up. Casseroles and crockpot meals are great choices to start freezer cooking.

If you are looking for help to start freezer cooking, you should check out My Freeze Easy. This is a service run by Erin Chase that totally rocks at meal planning and freezer cooking. She has a FREE Freezer cooking workshop that will help you get started. 


Lastly, after supper each night, I take any leftovers that there may be and create single servings and freeze them. These are great for lunches later in the week to take to work or school.

What’s great about this is that you never waste food that may sit in the refrigerator for a little too long. It’s also really nice because we have a variety of different meals to choose from. We don’t end up having to eat the same thing for lunch as we had the night before.

Another plus to this system is that everyone can choose what they want to bring to school or work. The kids (and my husband and I) can just choose what we would like to have for lunch for the next day and just throw it into our lunch bags…super easy right! And never any waste!!

More tips to save

Seasonal items – Purchase fruit and vegetables that are in season to save more money. You can work these into your freezer meals. You can also freeze or can them for later use.

Coupons – I do use coupons, but I am by no means an extreme couponer. Instead of buying the sunday paper, I scan sites like,, Smart Source and Hopster for coupons on items that are already on my shopping list.

New to couponing? Read Couponing Tips for Beginners.

Use Apps – I use apps like Ibotta, SavingStar and Checkout 51 to get even more savings on items that I purchase.

Read Top Ten Money Saving Apps for a list of my favorites

Shop drugstores –  Drugstores can be a good resource for certain items. Although the selection is limited (as least in my area), we can still get great bargains. You can get great deals certain items such as cereal, canned soups, coffee and milk.

Grow your own vegetables –   Growing some of your own vegetables is not as difficult as you might think. I do not grow a huge garden, I started out with a few containers. Once I was more comfortable gardening, I moved on to a small 4 x 4 foot raised garden bed. You can grow quite a bit of vegetables in a small space and it saves time on maintenance as well.

Products I Use

Products that I use that have help me in my journey to cutting my grocery bill by more than half. These items are just suggestions and are products that I use. There may be other items on the market that would do a just as good of a  job.

Vacuum sealing food containers 

Vacuum Sealed Containers


Food Saver System

Food Saver System


Vegetable chopper

Vegetable Chopper

Casserole dishes with lids

Casserole dishes with lids


Space Saving Garden

Space saving garden

Programmable Crockpot

Programmable Crockpot


Coupon Organizer

Coupon Organizer

Cutting your grocery budget  in half is totally doable. It just takes some planning to get the most savings you possibly can.

Need some extra help meal planning? Try out $5 Meal Plan free for 14 days. You can read my review of the plan in my “Meal Planning Made Easy – $5 Meal Plan Review” post.

Please leave a comment to share your tips on how to save on your grocery budget

How to Cut Your Grocery Budget in Half ~ A step by step guide. Saving money on groceries is one of the easiest ways to but back on monthly expenses. Learn how to save serious money on groceries every month. grocery budget | meal planning | save money | money | budget | save money on groceries #savemoney #money #mealplan #grocerysaving


Meal planning worksheet

Meal planning worksheet

Download your free meal planning worksheet.

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20 comments on “Saving Money ~ How I Slashed Our Grocery Budget In Half”

  1. Great post. I know that the grocery budget SHOULD be one of the easiest to manage, but my wife and I have a bit of a hard time with it. Most of the “problem” is that we eat paleo (meat is expensive) whole foods (not the store! :>) and try to stay organic on the “dirty dozen”. Organic, whole fresh foods, non-GMO… all code-words for EXPENSIVE unfortunately. BUT… we’ve decided that spending on our health is one of the best investments we can make. So we suck it up and have a higher budget item there than we’d prefer. Hopefully it pays big dividends over our next 50 years. :)
    Financial Coach Brad recently posted…What is the 4% rule and how can it help your financial planning?My Profile

    • Thanks Brad! A healthy lifestyle is unfortunately very expensive. But, I do think that a lot of my tips can be incorporated into any kind of diet though.

  2. Thanks for some very helpful tips. I have been thinking about getting one of the canned food organizers lately. My pantry is a hot mess right now! When I’m organized and make a list with a week’s menu planned out, even just a simple one, I buy what I need and waste less. Waste is a big problem here too! Thanks and have a great week. :-)

  3. My grocery bill has gotten out of control since my second child was born. Considering she’s 13 months old now, I can no longer use that as an excuse. Thanks for the reminders. #ThriftyThursday

  4. We’ve started buying and cooking food in bulk. We’ve also been shopping at Asian/international markets, which are so much cheaper than regular supermarkets.

    • Thanks for the tip Alexis, that sure would save a whole lot!! Unfortunately, I don’t have much options in my neck of the woods ):

      Everyone’s situation is different, we just have to do the best with what we have to work with.

  5. There are so many great tips in this article! I am BIG on meal planning but I can always use more ideas for saving money. I watch store circulars but never thought to ask the store manager about the sales cycles- that is really time saving! I’m bookmarking this for later. We live in a rural area too and it’s encouraging to know there are always ways to cut costs no matter where you live and shop. :)

    • Thank you so much Brandi. I’m glad you liked the article. It can be a bit harder to save when you don’t have any “big” stores in your area, but it can be done :)

  6. So many great tips, sensible and do able. The only one I can’t truly take advantage of is the freezer cooking as we only have a small freezer and no where to put a second larger one – maybe one day I’ll get the freezer space of my dreams!

    • Thank you!! A chest freezer is a really good investment if you can swing it, but if you can find a small space in your current freezer, you can still freeze left overs in single serve container to save on food waste.

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