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Clever Money Saving Tips for Moms
Smart moms know very well that their families don’t have to spend too much to live a normal, comfortable life. More so, a frugal mom depending on a single paycheck has the ability to keep the family finances in order with exceptional resourcefulness and strategy. Read on to learn some clever money saving tips for Moms.
If you are a mom looking to save some money without sacrificing big things for your family, then you are definitely in the right place! Here, you will learn a few crucial tips on how you can stretch your family’s paycheck without skimping on the important things that matter.
Set up a Budget
Creating a budget is simply a way of being intentional about the way you spend and save your money.
It gives you good control over your money and keeps you more focused on your money goals. Budgeting will help you save up for unexpected costs and prevent you from overspending.
To start with, make a list of your family’s financial goals. This could be saving up to purchase a new house, set up a small business, kids college fees, family vacation….the list is endless.
The next important step is to identify your monthly income and total expenses for the month. Subtract essential monthly bills such as utility bills, mortgage payments, car payments including others.
Now allocate the remaining money for common expenses and decide how much you want to save. Saving up during the following months will be much easier as you know an estimate of how much money you can save.
Learn how to budget like a pro with these related posts
Always Buy in Bulk
Buying individual food products and household items can be expensive. As a mom trying to make every penny count, buying stuff in bulk is one smart way to save money and time as well.
Who said you can’t save up on products with no brand name or registered trademark?
Well, generic products like sugar, spices, salt, baking powder, dairy products, and groceries will still provide you with the same value as the branded ones. This also goes to other household items such as cleaning products, baby diapers, bathroom products, beauty products, and even over-the-counter medicines.
Don’t forget Online Coupons and Promo Codes
Coupons and promo codes provide a smart way to save some cash since it’s like getting a few extra bucks for free.
When purchasing products online, you will surely find coupons and promo codes on almost everything from food stuff, toys, house cleaning products to furniture. You should also use a cashback site such as Ebates to save even more.
Even better, be sure to check out for legit coupon and deal sites that feature special deals, offers, and promo codes on your favorite stores.
Read One Simple Online Shopping Trick That Will Save You Thousands for more great tips.
Buy Baby Stuff in Bulk and use Coupons
New parents often overspend on baby stuff. Of course, this is a little bit understandable since it’s their first child. But as a frugal mom looking to set aside some cash for the rainy, you can’t afford to spend a dime more buying baby stuff
Baby stuff can be expensive, so it’s best if you make the purchase in bulk. You will surely get some nice discounts. This means buying baby diapers, blankets, clothing, toys, and even grooming products in bulk.
Also, hunt down for best laundry detergent for babies and be sure to purchase those on special offers. Many coupons are also available for different laundry detergent brands. This is one of the best ways to cut down on your baby laundry detergent bill.
Hunt for free Kids’ Entertainment
Just because you are trying to be frugal doesn’t mean your kids can’t have fun for free.
Free? Yes, you heard that right! There may be just so many free kids’ events hosted in your local area- you just aren’t aware of their existence. Ask around from other moms and even visit your local libraries. Most local libraries host free children activities such as storytelling, playtime, parachute time, and even singing. You can save a huge tidy sum every other weekend.
Packing lunches for you, your husband and kids can be a great way to save a few bucks every month. This is a much greater and healthier option instead of eating out at fast food joints during lunch.
Even if it’s just 3 times a week, do the math and you will be shocked at how much you can save packing homemade lunches.
Lean how easy it can be to save money on groceries with these great articles.
Go Camping Instead of Spending the Night in a Hotel
Does your family love camping trips? Of course yes! Who doesn’t?
Camping is not only fun, but it can also be a frugal alternative to expensive hotels and resort vacations.
You get to save by cooking your own food at the campsite. Imagine how expensive it would be for your entire family to eat and sleep in a hotel.
Some stuff can be Borrowed
Every time your kids need books or movie DVDs, you don’t have to purchase them all the time. Instead, you can save a great deal of money by borrowing them at the libraries and movie shops. You just have to borrow them at a small fee for a specific period of time.
Buy End-of-Season Clothes Sales
End-of-season sales provide money-saving moms with a great opportunity to save money since the prices often subside at the end of the season. Plus you can get some really good discounts.
Also, you can obtain great deals on clothes by purchasing after the holidays since they tend to be cheaper. Another alternative is purchasing clothes a season ahead.
Make your own Toys
Of course, there are some toy stuff you can’t afford to pass in a toy store. However, there are those that you can make right at the comfort of your home, and at almost no cost.
There are many different DIY tutorials on the internet that you can use as guides to make your kids some homemade toys.
Grow your own Vegetables
Purchasing groceries every week can be expensive. If you have a nice backyard, there is no reason why you shouldn’t grow some organic veggies. Your family will always enjoy fresh veggies season after season.
Make your own Baby Food
Why purchase expensive baby food and formula when you can make healthy and delicious baby food right at your kitchen?
Other useful money saving tips for moms include;
- Getting cash back on items
- Cutting utility and banking bills
- Hunting for yard sales
- Remodeling the house on your own (example; painting)
- Cutting on gas by walking to work
So there you have it. Money saving for mom doesn’t have to be hard. It’s just a matter of making a few sacrifices while saving for the rainy day. As a smart mom, be sure to use these tips to attain your family’s financial goals.
Thank you so much for this great post Lilly!! Check out Lilly’s site for more clever Money Saving Tips for Moms.
Clever Money Saving Tips for Moms
Author Bio: I am Lily Hayes, a writer and teacher by profession who firmly believes that motherhood is the fulfilling experience we can ever have in this world and founder of TheBabyLands.com. I have spent years being an expert in what I do. I love my job immensely because I love to share and create things that will have a big impact on people. In fact, I have already written various e-books about self-development and parenting. Follow me on Twitter @TheBabyLandsCom
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